Transitioning into aged care is never easy. There are many things to consider, including the big question of how to fund it. These choices are complex and can be overwhelming – especially at such an emotionally trying time.
Our model aims to simplify the equation for you at all steps of the process, to allow you to move forward with confidence and focus on what really matters.
Our team will help you move through the steps and find the right solution for you and your family, we have dealt with it before, both personally and professionally.
How financial advice can help you
Assessing your values and goals will allow us to gauge your personal aged care needs and see exactly how we can help you ease the burden, minimise aged care fees and maximise social security benefits, with strategies aimed to simplify and improve your financial position.
As an aged care adviser we can provide guidance on the financial implications of aged care, including the costs of care, eligibility for government subsidies, and options for financing aged care.
Planning your care needs
Helping you and your family to understand the range of care options and how the aged care system works.
Outlining the steps to help you find and access the right type of care.
Acting as a central reference point for clear and relevant information on aged care and how your finances are impacted.
Setting your priorities
Working with your to identify what’s important, setting out your goals and objectives to make them achievable.
Understanding and reviewing your Financial Position
Helping you understand your financial position, determine your aged care options, and explain them to you in a clear and understandable way. We will help you structure your finances to make the most of your hard-earned assets, to help provide solutions that meet your goals and objectives.
Estimate of Aged Care Fees
Explaining the range of fees and how they are calculated, and give you an estimate of what you might need to pay.
Accommodation options
Determining the financial implications of keeping or selling your home (if this is an option you want to consider).
Evaluating the options and strategies for making the accommodation payment(s).
Reviewing the potential strategies to maximise age pension and minimise aged care fees.
Improve cashflow
Developing strategies that generate regular and reliable income to cover daily care fees and other living expenses.
Designing strategies that take into account your family situation and estate planning needs.
Estate planning
Highlighting the implications of investment decisions on your estate plan to help avoid unintended consequences.
Discussing the importance of an enduring power of attorney and guardianship.
Getting started
Give us a call (07) 3071 7462 or send us an email office@planair.com.au to set up an appointment with our aged care experts, either at our Milton office or at a location convenient to you.
Already have an aged care home in mind?
Contact us today and we can organise a time to meet, usually within 5 business days. This could be in our office in Milton, at a convenient location to you in or around Brisbane, or alternatively we can meet via phone or video conference.
During the meeting, we’ll discuss appropriate financial strategies then and there. We will review the funding options available for aged care, including what support would be available from Centrelink and the Department of Veteran Affairs (DVA).
Within 5 business days of our meeting, you will receive a statement of advice that covers the options and our recommendations expanding on what we discussed during our meeting, and outlining your next steps to enter your chosen aged care facility.
Implementation option – if paperwork is not your friend, then this may be the best option for you. Our specialists will guide you through the process, pre-completing the required aged care forms to ease stress or confusion.
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